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A Path to Financial Freedom

You've spent years pouring money into your home. A reverse mortgage can give you access to equity to pay for many things, and maybe even retire early.
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Here are some benefits to using a reverse mortgage:

1
If you live in and maintain your home, and pay taxes and insurance, you will not be required to make monthly payments.
2
A reverse mortgage can be used to turn a portion of your home's equity into cash that can be used for a variety purposes.
3
It can provide the financial flexibility to pay for long-term care insurance without losing your home.
4
By using a reverse mortgage to pay for health insurance before Medicare kicks in, you can retire early without fear of affording care.
Feel like a reverse mortgage is right for you? Talk to a leading expert today.
Schedule a Consultation
Tom Santos
Branch Manager
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There are significant benefits owning your home. Just to name a few:

Want to hear more about the benefits of homeownership? Talk with a Home Loan Specialist today.
1
From paint color to a new floor, it’s your home and you can customize it any way you choose.
2
Part of your monthly payment goes towards equity of your home, which can turn into a profit if you sell.
3
Many times your mortgage interest, property taxes and sometimes even closing costs could be tax deductible.
4
Our wide range of mortgage options will help you predict your monthly mortgage payments versus being subject to annual rent increases you can't always plan.
Schedule a Consultation

Get all the info you need to get your reverse mortgage.

Instead of day dreaming about your dream home... use a renovation loan and just build it!
1
You Have to Be 62 or Older
2
Get Approved
3
Enjoy New Financial Flexibility
Instead of day dreaming about your dream home... use a renovation loan and just build it!
Get Your Guide

Your local remodeling professionals

Instead of day dreaming about your dream home... use a renovation loan and just build it!
Cabinets
Flooring
Financing
Lighting
Bathroom
Phil Ganz
Mortgage advisor from Fairway
Instead of day dreaming about your dream home...
Boston, MA
philganz.com
schedule renovation consultation
Phil Ganz
Mortgage advisor from Fairway
Instead of day dreaming about your dream home...
Boston, MA
philganz.com
schedule renovation consultation
Phil Ganz
Mortgage advisor from Fairway
Instead of day dreaming about your dream home...
Boston, MA
philganz.com
schedule renovation consultation
Phil Ganz
Mortgage advisor from Fairway
Instead of day dreaming about your dream home...
Boston, MA
philganz.com
schedule renovation consultation
Phil Ganz
Mortgage advisor from Fairway
Instead of day dreaming about your dream home...
Boston, MA
philganz.com
schedule renovation consultation

Tools, Tips, Resources, and More

Instead of day dreaming about your dream home... use a renovation loan and just build it!
resource
Home Buyer
resource
Home Buyer 2
Schedule a Consultation

Don't just take my word for it...

Ardmore, PA

Katie & Ken recently completed a major home renovation that included significant new square footage off the back of their home to make room for a brand new kitchen & master suite.
Communication
Construction
Design
schedule renovation consultation

Reviews

Jontray Arnold
U.S. Army
Katie & Ken recently completed a major home renovation that included significant new square footage off the back of their home to make room for a brand new kitchen & master suite.
Jontray Arnold
U.S. Army
Katie & Ken recently completed a major home renovation that included significant new square footage off the back of their home to make room for a brand new kitchen & master suite.
Jontray Arnold
U.S. Army
Katie & Ken recently completed a major home renovation that included significant new square footage off the back of their home to make room for a brand new kitchen & master suite.
Jontray Arnold
U.S. Army
Katie & Ken recently completed a major home renovation that included significant new square footage off the back of their home to make room for a brand new kitchen & master suite.
Jontray Arnold
U.S. Army
Katie & Ken recently completed a major home renovation that included significant new square footage off the back of their home to make room for a brand new kitchen & master suite.
Jontray Arnold
U.S. Army
Katie & Ken recently completed a major home renovation that included significant new square footage off the back of their home to make room for a brand new kitchen & master suite.
Jontray Arnold
U.S. Army
Katie & Ken recently completed a major home renovation that included significant new square footage off the back of their home to make room for a brand new kitchen & master suite.

It's Your Equity. Enjoy It.

You've worked hard for your home. You've earned the right to enjoy it and fast-track your way to financial freedom.
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© 2022 Arbor Financial Group NMLS Entity ID #236669
Tom Santos: Branch Manager - NMLS #332212
43015 Blackdeer Loop #102
Temecula, CA 92590
Office: (951) 312-6234Cell: (951) 312-6234
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See if you're paying too much for your mortgage!
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*The refinance quiz is for estimation purposes only. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.
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Where are you located?
CONTINUE
What type of home do you own?
Estimate your credit score.
CONTINUE
Please estimate the value of your property.
$80k$2M+
CONTINUE
What is the remaining 1st mortgage balance?
$80,001 to $100,000
$0$300k+
CONTINUE
What is your 1st mortgage interest rate?
5%
0%10%
CONTINUE
What kind of rate do you have?
What kind of rate would you prefer?
How will this property be used?
Do you have a 2nd mortage?
Would you like to borrow additional cash?
What is your average monthly income?
$10,001 to $15,000
$0$50k+
CONTINUE
What are your average monthly expenses?
$10,001 to $15,000
$0$50k+
CONTINUE
What is your full name?
CONTINUE
What is your email address?
CONTINUE
What is your phone number?
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information request!
Need more help of your homeownership journey? Schedule an appointment today. Or contact directly:

Tom Santos
Branch Manager/
NMLS #332212
Schedule a consultation
(951) 312-6234 tomsantos@arborfg.com
Your information won’t be sold
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Get your FREE mortgage payment estimate*
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*The mortgage payment quiz is for estimation purposes only. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.
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Where are you located?
CONTINUE
What type of home are you purchasing?
Estimate your credit score.
CONTINUE
What is the purchase price of the new property?
$80k$2M+
CONTINUE
What is your estimated downpayment?
3.5% Down
0%50%+
CONTINUE
Where are you at in the property search?
Are you working with a realtor?
What is your full name?
CONTINUE
What is your email address?
CONTINUE
What is your phone number?
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Privacy & Security Guaranteed
Thanks for your
information request!
Need more help of your homeownership journey? Schedule an appointment today. Or contact directly:
Tom Santos
Branch Manager/
NMLS #332212
Schedule a consultation
(951) 312-6234 tomsantos@arborfg.com
Your information won’t be sold
Oops! Something went wrong while submitting the form.
Isn't it time you made your HOME EQUITY work for you?
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*Arbor Financial Group is not affiliated with any government agencies. These materials are not from HUD or FHA and were not approved by HUD or a government agency. Reverse mortgage borrowers are required to obtain an eligibility certificate by receiving counseling sessions with a HUD-approved agency. The youngest borrower must be at least 62 years old. Monthly reverse mortgage advances may affect eligibility for some other programs. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.
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Where are you located?
CONTINUE
Age of borrower
CONTINUE
What is your current property value?
$80k$2M+
CONTINUE
What is the balance of your mortgage?
$80k$2M+
CONTINUE
What type of home do you own?
Reason for Reverse Mortgage Loan?
CONTINUE
Estimate your credit score.
CONTINUE
What is your full name?
CONTINUE
What is your email address?
CONTINUE
What is your phone number?
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Your information won’t be sold
Thanks for your
information request!
Need more help of your homeownership journey? Schedule an appointment today. Or contact directly:
Tom Santos
Branch Manager/
NMLS #332212
Schedule a consultation
(951) 312-6234 tomsantos@arborfg.com
Your information won’t be sold
Oops! Something went wrong while submitting the form.
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